Bankruptcy

Personal and Business Bankruptcy Attorneys

Financial Reorganization • Chapter 7 • Chapter 13 • Chapter 11 • Chapter 12 • Creditor Harassment

Even though new changes in the law have made filing bankruptcy more difficult and expensive, that doesn’t mean the option has disappeared. Bankruptcy is still the best and only way to have your debts discharged and to return to financial independence with a clean slate. If you're being harassed by creditors who never seem to stop calling, contact White & Fish, L.P.A., Inc., today.

Bankruptcy lawyer Arnold S. White is a former Chapter 7 bankruptcy trustee with an intimate knowledge of the entire bankruptcy code and process. He and his partner Jeffrey D. Fish have over 50 years of combined experience and the firm is AV-Rated*. We provide personal attention to each client and each individual case.

What the New Bankruptcy Law Means for You

The new law has changed bankruptcies in a number of ways; here are a few differences:

  • Incomes above a certain level cannot qualify for Chapter 7 bankruptcy (liquidation bankruptcy), and must file instead for Chapter 13 bankruptcy (requires monthly payments to creditors).
  • The cost of bankruptcy has risen, and deadline requirements have gotten far more stringent.
  • New procedures for small business debtors require much faster action. 
  • Domestic support orders (child support, spousal support, etc.) are paid at this highest level of priority

The instant your bankruptcy papers are filed, you will be granted an automatic stay that will prevent your creditors from calling or harassing you any further. To start working towards a bankruptcy debt settlement plan today, contact us online or call (614) 485-9300 to set up an appointment.

Business Bankruptcy

Columbus Small-Business Bankruptcy Lawyer

According to the Small Business Administration (SBA), more than 50 percent of small businesses fail in the first five years. If your business is experiencing serious debt problems, filing for bankruptcy may give you the time you need to save it.

Bankruptcy courts and trustees know that small businesses are important to our society and need protection. Filing for bankruptcy offers that protection by giving business owners a safe haven from creditors and allowing them to renegotiate or discharge their debts. Sometimes the threat of filing bankruptcy gives business owners the clout they need to negotiate with creditors.

At White & Fish, L.P.A., we help all types of businesses ranging from retail stores, restaurants and construction companies to service businesses and financial institutions.

Businesses have two bankruptcy options:

Chapter 7 bankruptcy, which is an orderly wind-down for businesses that will not continue.

Chapter 11 bankruptcy, which is a reorganization and debt repayment plan for businesses that have value as an ongoing concern.

Business owners can also file Chapter 13 or Chapter 11 bankruptcy to protect personal assets, such as an office building that is titled in the owner's name.

The Chapter 11 Plan

There are special bankruptcy plans geared towards businesses. Chapter 11 bankruptcy can put your company in a position for future success after paying off your debts. If your company is struggling to get off the ground because of your debts, the end goal of chapter 11 bankruptcy is to leave you with a viable business after the plan has finished. Unlike personal bankruptcy, there is no set time frame for business bankruptcy. We will help you develop a confirmable plan to pay off your debts, and once you have fulfilled that plan, your obligations are through.

Although the decision to file for bankruptcy is always a difficult one, there are times when it cannot be avoided. At the business law firm of White & Fish, L.P.A., our attorneys can help you review all your options and make an informed decision about whether business bankruptcy/reorganization in Chapter 11 is your best choice.

With more than 50 years of combined experience, we are experienced with business bankruptcy. Attorney Arnold White is a former Chapter 7 bankruptcy trustee. The firm carries a Martindale-Hubbell "AV-rating", the highest rating of legal knowledge and ethics.

It is important to understand all of the options, and to make an informed decision with as much pertinent business intelligence as possible.  To discuss your unique circumstances and the best options to protect your business, contact White & Fish, L.P.A., Inc., today.

Representing Creditors' Rights in Bankruptcy

 

White & Fish, L.P.A. represents the interests of creditors, both in bankruptcy court and in non-bankruptcy collections. We handle all aspects of commercial collections and bankruptcy representation, including:

  • Filing Suit to Get a Judgement and Executing on that Judgement 
  • Non-Dischargability Actions
  • Garnishments 
  • Foreclosures and Garnishments 
  • Secured Transactions 
  • Litigation Relating to Unsecured, Secured and Administrative Claims 
  • Motions for Relief from Stay 
  • Assignment for the Benefit of Creditors 
  • Preferential Transfer Litigation 
  • Writs of Attachment and Writs of Possession
  • Temporary Injunctions
  • Employee Claims in Bankruptcy 
  • Reclamation Actions
If you are a creditor and wish to protect your interests, contact White & Fish, L.P.A., Inc., today.

Located in Columbus, the civil litigation attorneys at White & Fish, L.P.A., Inc., represent clients throughout Central Ohio, including the cities of Hilliard, Grove City, Westerville, Delaware, Pickerington, Dublin, Lancaster, Upper Arlington, Grandview Heights, and Bexley.

Franklin County, Delaware County, Union County, Licking County, Madison County, Pickaway County, Fairfield County

1335 Dublin Road
Suite 201 (C)
Columbus, OH 43215
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