Bankruptcy Law Firm Counseling Clients with Medical Bills and Credit Card Debts in Ohio
Very often, medical bills and credit card debts trigger the financial peril that results in bankruptcy. What many people might not understand is that bankruptcy may be the best option or they may have other options to prevent bankruptcy. Every situation is different, and consulting with an experienced bankruptcy attorney should be one of the first steps in deciding what path is best for you.
Throughout Ohio, people seek out the law firm of White & Fish, L.P.A., Inc., because of our 50 years of combined experience helping people with bankruptcy matters. We take a compassionate, non-judgmental approach to helping people who are having financial difficulties. If you have credit card debt problems, please contact our office today to schedule an appointment to speak with our knowledgeable staff.
We Can Help You Try to Renegotiate with Creditors
When you have massive amounts of credit card debt or medical bills, often people try to consolidate the bills or other debt reorganization options. Our lawyers can counsel you about these methods and help you assess whether they might be effective to establishing a feasible payment plan schedule. However, due to the current credit crisis, credit card debt collectors may negotiate with you so they can quickly collect a lump sum payment, or they send the file to a collection agency, which may be more zealous in attempting to recover the maximum amount.
Bankruptcy May Be the Best Option
If bankruptcy is the best option, we help you with all the filings and the understanding the bankruptcy court procedures. It is important to note that once you file for bankruptcy all creditors must cease contacting you. This allows for a much calmer atmosphere in which to help settle your financial affairs. At the end of the bankruptcy process, whether it is Chapter 7 or Chapter 13, your debts will be discharged and you have a clean financial slate to start over with.
There is no shame in trying to resolve your financial problems. We understand how overwhelming health care and other bills can become. We are here to help you preserve your dignity. Contact our offices today regarding any credit card debt issues you need help figuring out.
