Columbus Bankruptcy Stops Car Repossession Attorneys

Your car is important to you. Often it takes you to work every day to earn a living. If it is taken away from you, you may not be able to keep your job or provide necessary care for your family. If you are behind on payments, creditors can repossess your car. Don't let car repossession happen.

White & Fish, L.P.A., offers experienced bankruptcy representation for individuals and families throughout the Columbus, Ohio, area. We will help you to understand Chapter 7 and Chapter 13 bankruptcy and how each option may allow you to keep possession of your vehicle and regain control over your financial circumstances. Contact our law firm today to schedule an appointment with one of our Columbus bankruptcy stops car repossession attorneys for your free initial consultation.

Bankruptcy Stops Car Repossession

By obtaining sound legal advice, you might be able to keep your car or truck. A Columbus bankruptcy stop car repossession lawyer can negotiate with creditors on lowering interest rates, payments plans and even on the amount owed. Chapter 13 bankruptcy stops creditors from repossessing your car or truck through a bankruptcy "automatic stay" while allowing you to keep possession of your car or truck and negotiate a manageable plan to repay your creditors. You can also use Chapter 13 to have your repossessed car returned to you.

Chapter 7 is another option, as you may be behind on payments due to other mounting debts. Chapter 7 can discharge debts and, in turn, will free up your assets to make car payments on time.

Your Repossession Rights

If your car has already been repossessed, you need to know that you have certain rights under the law. For example, any personal property that was left in the car that the creditor maintains must be returned to you. Creditors cannot use any means of threats or violence to repossess your car. They must notify you as to what will eventually happen to your car. These and other rights can be explained to you in further detail by our bankruptcy attorneys.

Contact Our Ohio Repossession Rights Lawyers

Do not be embarrassed just because you are asking for help. Being proactive is the best thing you can do for yourself. We understand how overwhelming this may be and we are here to help you. Contact our Ohio office today regarding any car repossession issues you need assistance with.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.