Personal Bankruptcy Chapter 7

Columbus Ohio Chapter 7 Bankruptcy Lawyer

White & Fish, L.P.A., located in Columbus OH, offers comprehensive representation to individuals and married couples in Chapter 7 bankruptcy cases. We will help you to understand Chapter 7 and how it can uniquely allow you to regain control over your financial circumstances. Contact us today to schedule an appointment with one of our attorneys for your free initial consultation.

Once a bankruptcy is filed, an automatic stay is issued bringing an end to the harassing phone calls and collection tactics. This helps to restore a measure of peace within your home while establishing a calm legal environment in which to resolve your debt and credit issues.

Why Should I Consider Chapter 7?

A Chapter 7 bankruptcy allows the debtor to be released from most of their debt at the completion of the proceedings. A Chapter 7 bankruptcy filing provides the bankruptcy court with specific data regarding the debts, assets, expenses and income of the person(s) who are filing.

You don't lose everything you own when filing a Chapter 7 bankruptcy. Ohio has recently increased the exemptions for those filing bankruptcy in the Columbus area, and throughout Ohio allowing you to keep a home with higher equity, and to protect more of your personal belongings. Our more than 50 years of combined experience can help to guide you, and to make sure that all is legally done within Ohio and Federal bankruptcy law to protect your rights and interests.

Once the case is filed, a "trustee" is appointed to oversee the administration of the bankruptcy case. The trustee will gather all of the assets, and will supervise all issues, including if something needs to be sold to satisfy a debt. A hearing before the trustee will clarify any questions for those involved, and many Chapter 7 bankruptcy cases are completed within three to six months.

What to Prepare for the Initial Consultation

It is important that you gather some initial information when preparing to visit our offices for the initial consultation, including:

•· Statements from your Creditors (including credit cards, motor vehicles, mortgages, student loans)

•· List of present monthly expenses (including utilities)

•· Recent Paystubs

•· Market Valuation for any Real Estate

We will send you a free bankruptcy kit which will help to prepare for your initial consultation. Contact the bankruptcy attorneys at White & Fish, L.P.A. to discuss your unique situation and schedule an appointment for your initial consultation.

White & Fish, L.P.A. can also assist with filing Chapter 13 bankruptcy, Chapter 11 bankruptcy and Chapter 12 bankruptcy. Clients of the firm enjoy a comprehensive video introduction to the bankruptcy process and all questions related to filing and debt relief. This unique level of personal service, along with the more than 50 years of combined experience in business, small business and personal bankruptcy in Columbus and Central Ohio will assure you of dependable advice and decisive action.

It is important to understand all of the options, and to make an informed decision with as much pertinent information as possible. To discuss your unique circumstances and the best options to protect your interests, contact White & Fish, L.P.A., Inc., today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

A business, small business and personal bankruptcy law firm in Columbus, Ohio serving all of Franklin County and neighboring counties including Grandview, Upper Arlington, Hilliard, Grove City, Dublin, Marysville, Worthington, Westerville, Delaware, New Albany, Newark, Gahanna, Reynoldsburg, Pataskala, Pickerington, Whitehall, Canal Winchester, Lancaster, Circleville and London OH.